Your Money. Your Data. 100% Private.
A beautiful, local-first, peer-to-peer budget tracker designed for iOS and Android. No mandatory cloud accounts, no third-party tracking, and no hidden databases.
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What is Baulance?
Most budgeting apps force you to upload your sensitive financial details to the cloud. Baulance takes a fundamentally different path. It is built as a local-first app, meaning all your accounts, transactions, and budgets live directly on your physical device.
If you want to manage household budgets with your partner, Baulance uses encrypted peer-to-peer (P2P) sync over Wi-Fi or Bluetooth. Your data moves directly between your devices—never passing through an external server. It’s private, secure, and works even when you are entirely offline.
Free vs. Premium Breakdown
| Feature | Free Plan | Premium Upgrade |
|---|---|---|
| Unlimited Accounts & Ledgers | ✔ | ✔ |
| Transaction Logs & Filtering | ✔ | ✔ |
| Local Offline Database (Stored on device) | ✔ | ✔ |
| Passcode Lock Protection | ✔ | ✔ |
| Peer-to-Peer Wi-Fi & Bluetooth Sync | ✖ | ✔ |
| Custom PDF Statement Exports | ✖ | ✔ |
| Interactive SVG Donut Charts | ✖ | ✔ |
| Bank CSV Import & Auto-Reconciliation | ✖ | ✔ |
🆓 What You Get for Free
- Unlimited Transaction Tracking: Log daily expenses, credit card charges, and incomes without artificial limits.
- Multi-Account Management: Track cash, bank checking accounts, and credit cards in one dashboard.
- Offline-First Engine: Keep full access to your finances anywhere in the world—even completely offline.
- 🔒 Passcode Lock Barrier: Secure your local financial ledger from prying eyes with a personalized safety pin.
💎 What You Get with Premium
- ⚡ Secure Peer-to-Peer Syncing (P2P): Sync your ledgers with a partner using local Wi-Fi or data streams. Data goes straight from your device to theirs.
- 📊 Professional PDF Statement Printer: Generate beautiful, pixel-perfect PDF financial statements filtered by date ranges.
- 🍩 Beautiful SVG Donut Charts: Include a localized, high-resolution expense breakdown chart at the top of statements.
- 🏦 Intelligent CSV Bank Reconciliation: Import CSV logs from your bank and automatically match cleared transactions.
Why "Local-First" is the Future of Finance
1. Speed
Instant load times. No waiting for server requests.
2. Longevity
If a startup goes out of business, your app and data continue working forever.
3. Symmetry
Identical, beautiful native experiences on both iOS and Android platforms.